“I may disagree with what you have to say, but I will defend to death, your right to say it.” Evelyn Beatrice Hall Introduction: John Milton said,“Give me the liberty to know, to utter, and to argue freely according to Read more
Introduction: In this era of digitization made everything from education to professional meets are being organized on the online platform; especially after the spread of the Covid-19 pandemic digital platforms are given more prominence. However with an increasing use of Read more
“STRONGER REGULATION AND SUPERVISION AIMED AT PROBLEMS WITH UNDERWRITING PRACTICES AND LENDERS’ RISK MANAGEMENT WOULD HAVE BEEN A MORE EFFECTIVE AND SURGICAL APPROACH TO CONSTRAINING THE HOUSING BUBBLE THAN A GENERAL INCREASE IN INTEREST RATES” -BEN BERNANKE Introduction: Underwriting is Read more
Introduction: The idea of insurance has evolved over the years from the idea of ‘spreading of risk or loss’. Insurance policies protect a person from financial losses or risks and thus in a way indemnifies the loss that might be Read more
Introduction: The Insurance Ombudsman scheme was created by the Government of India for individual policyholders to have their complaints settled out of the court’s system in a cost-effective and an impartial way. The primary objectives of these rules are to Read more
Introduction: The idea of insurance developed and evolved from the simple idea of spreading the risk in order to mitigate the loss suffered by an individual party. This lays as a foundation for modern-day insurance, which has become interwoven into Read more
Introduction: Any industry or a company faces a lot of risks any time. Most of the risks are well defined and arise from the internal processes. A budding industry or a company generally faces increasingly fierce competition comes with increased Read more
Introduction: “You have been served.” You have probably have heard that line often in movies. Well, legal notices are often the harbinger of a legal battle-ready to ensue, maybe a war cry or a sign that it is time to Read more
Introduction: We live in the Anthropocene, where humans have become a significant force influencing the climate. Rising incomes and reduced poverty correlated with the increasing demand for goods and services, such as food and energy, which, in turn, increase demand of natural Read more
Introduction: Taxation is the method of enforcing or levying a tax on the citizens and corporate companies by a government or taxing authority. From income tax to Goods and Services Tax (hereinafter referred to as GST), all levels are subject Read more
Introduction: ‘Saukaryam’ which literally translates to ‘facility’, is an e-Governance project launched by the Greater Vishakapatnam Municipal Corporation to shift civic service rendering to an online platform. On an average day, about several thousand citizens approach the local government, looking Read more
Introduction: E-Governance or electronic governance can be characterized as the “provision of government services and, by electronic means, information to the public.” In short, such means of information delivery are sometimes referred to as information technology or ‘IT’. The use Read more